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Understanding New Mortgage Rules in Canada 2025

Understanding New Mortgage Rules in Canada 2025 The Canadian real estate market is set to transform in 2025 with new mortgage rules designed to improve affordability and accessibility. Whether you’re a first-time home buyer or upgrading to your dream home, understanding these changes can help you make smarter financial decisions. Increased Borrowing Power for First-Time […]

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Ottawa Real Estate Market Snapshot January 2025

The January 2025 Ottawa Real Estate Board Stats are out! Market Snapshot: The January 2025 Ottawa Real Estate Stats are out! Ottawa’s real estate market is experiencing a shift, with unit sales down 4.2% compared to January 2024, while the average sale price has risen 5.8% year-over-year. Buyers now have more options, as inventory levels […]

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Ottawa Real Estate Market Snapshot December 2024

The December 2024 Ottawa Real Estate Board Stats are out! Market Snapshot: The December 2024 Ottawa Real Estate Stats are out! Ottawa saw positive trends toward the end of 2024, with increased sales, interest rate drops, and improved mortgage lending rules. The 7.9% increase in December sales compared to the previous year is a promising […]

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Ottawa Real Estate Market Snapshot November 2024

The November 2024 Ottawa Real Estate Board Stats are out!   Market Snapshot: Sales of homes in Ottawa saw an 11.8% increase in November 2023 yet still 3.1% below the five-year average. Despite the natural slowdown typical of the season as the holidays approach, some buyers are holding off, hoping for further interest rate reductions. […]

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How to Boost Your Credit Score for Home Buying in Ottawa

Improving your credit score is one of the most effective ways to enhance your mortgage eligibility and secure favorable loan terms. Your credit score plays a crucial rule when it comes to securing a mortgage. Understanding how to boost your credit score for home buying in Ottawa can make the difference between an affordable mortgage […]

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Closing Costs: What to Expect and How to Budget for Your Home Purchase

Buying a home is a significant financial step, and well budgeting for a down payment is crucial, closing costs are an often-overlooked expense. In Ottawa, these costs can range from 3% to 5% of the home’s purchase price. Understanding and preparing for them ensures a smoother closing process and prevents unexpected surprises.   Breakdown of […]

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Grants and Incentives for First-Time Home Buyers in Ottawa

Becoming a homeowner for the first time can be a rewarding, yet financially challenging process. Luckily, first-time buyers in Ottawa have access to several grants and incentives designed to ease the cost burden. Here’s a breakdown of these programs:   1. First-Time Home Buyer Incentive ( FTHBI) The First-Time Home Buyer Incentive offers a shared […]

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Discover the Top Neighbourhoods in Ottawa

Ottawa, known for the vibrant mix of culture, history, and natural beauty, offers a range of neighbourhoods that cater to different lifestyles. Whether you’re a first-time buyer, a growing family, or a luxury home enthusiast, there’s a perfect spot for you in the capital city. Here’s a closer look at the Top Neighbourhoods in Ottawa, […]

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Ottawa Real Estate Market Snapshot September 2024

The September 2024 Ottawa Real Estate Board Stats are out! Market Snapshot: Home sales in Ottawa have risen by 11.4% compared to September 2023, indicating a positive shift in market activity. As we move into the fall, the outlook remains promising. Ottawa continues to face supply challenges, and news of potential future interest rate cuts […]

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