Improving your credit score is one of the most effective ways to enhance your mortgage eligibility and secure favorable loan terms. Your credit score plays a crucial rule when it comes to securing a mortgage. Understanding how to boost your credit score for home buying in Ottawa can make the difference between an affordable mortgage […]
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Becoming a homeowner for the first time can be a rewarding, yet financially challenging process. Luckily, first-time buyers in Ottawa have access to several grants and incentives designed to ease the cost burden. Here’s a breakdown of these programs: 1. First-Time Home Buyer Incentive ( FTHBI) The First-Time Home Buyer Incentive offers a shared […]
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How to determine your home’s value of the current market When thinking about selling your house or just wanting to determine your home value in the current market, estimating its value is a crucial first step. Ottawa home price estimators are a good place to start, but knowing the local real estate market is essential […]
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Key considerations when buying a waterfront property Purchasing a waterfront cottage is an exciting journey but making the right decision requires careful thought whether you’re eyeing an Ontario waterfront cottage for sale or browsing through listings of cottages for sale in Ontario, it’s important to consider several factors to ensure investment is sound. Here are […]
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If you’re planning on taking the exciting step towards homeownership, congrats! While securing a mortgage is a pivotal part of this journey, and proper preparation can significantly increase your chances of success. Before you dive into the mortgage application process, it’s essential to take some important steps to ensure you’re well-prepared. Here’s everything you need
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Buying your first home is an exciting journey, but it’s crucial to approach it with a clear understanding of the total costs of homeownership involved. As always, the real estate landscape presents unique challenges and opportunities for first-time homebuyers and if you’re planning on buying your first home in 2024, you’ll find that this year
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In the quest for a new home or investment property in Ottawa, have you considered the hidden gems found in foreclosed homes? Ottawa, like many other cities, experiences its fair share of foreclosures. These properties offer unique opportunities, but they come with their own set of challenges. In this guide, we’ll walk you through the
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As you may have recently read, The Bank of Canada has decided to hold its lending rate at a 22-year high of 5%. But what does this mean for your mortgage? And should the current economic climate affect whether you consider a fixed mortgage, or a variable mortgage? First of all, for many with a
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Looking to purchase your first home somewhere down the line? You might qualify for one of Canada’s newest registered savings plans, the First Home Savings Account (FHSA). If you’re like most Canadians, buying a home has never felt more daunting. According to the most recent numbers from the Canadian Real Estate Association, the average price
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It happens: You walk into a home and completely fall in love with it. You can picture yourself living there, how you’re going to decorate, even how your furniture will fit. There’s just one little issue, though: You haven’t yet sold your current home. This can be a tough one, especially since emotions are involved.
You found your dream home, but haven’t sold your current house yet. Now what? Read More »